The Parish Council is required to have in place the following, mandatory cover:
Public Liability - covers legal liability to pay compensation to members of the public if they are injured or their property is damaged as a result of an accident caused by the Parish Council or one of its employees, including volunteers,
Employers' Liability - covers the Parish Council's legal liability to employees including volunteers, if they are injured whilst working for the Council,
Money - covers loss of money and provides compensation for an accident sustained as a direct result of theft or attempted theft,
Fidelity Guarantee - covers loss which the Parish Council may sustain from fraud or dishonesty of employees,
Officials Indemnity - covers the Parish Council's legal liability for negligence of Parish Council Members (Cllrs), officials or members of the staff in pursuit of their duties,
Libel and Slander - covers the Parish Council's liability to pay compensation for libel contained in publications or slander uttered whilst carrying out their duties,
Legal Expenses - provides legal advice and protection for legal costs relating to a series of named 'actions'.
Personal Accident cover £100,000.
Our insurance is provided by BHIB Councils Insurance.
This statement is correct as at 11th January 2023.